Commercial and Private Lending

Commercial lending transactions between businesses and companies are often extremely complex matters. Transactions involving many concepts and documents. Some of which, at first glance, don't appear to be directly related to the loan being taken.  These collateral arrangements are often required by the lender to give the lender confidence that the business will continue profitably and that the loan will be repaid.

Loans to consumers involve a whole extra level of complexity under the Consumer Credit Code. The requirements of the Code must be strictly complied with otherwise there may be serious consequences for the lender.  Whether you are a borrower, or a lender, you need to take advice at the earliest opportunity to ensure all legal requirements are being met, that the loan transaction is effective and that you are aware of all possible downstream consequences.

You should contact a member of our Finance, Loans and Securities Team to discuss commercial lending transactions, whether you are a lender or a borrower. Call on our expertise today.